http://mortgagehowtoget.com/mortgage-calculator/future-plans-key-to-mortgage-refinance-bankrate-com/ Dear Dr. Don, I am confused about whether or not I should refinance my mortgage. I have a 30-year, fixed-rate conventional mortgage at 7 percent interest. I bought the condo in 2006 with my first loan payment due on Sept. 1, 2006. The price of the condo was $99,900 and I made a $10,000 down payment. Thu, 18 Jun 2009 10:46:18 EDT en