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Could a debt-management plan get your finances back on track? It works for some. But if you're struggling, it shouldn't be the only option you consider.
A homeowner planning to move in a few years likely can handle the possibility of rising LIBOR rates.

Time to refinance ARM? (Bankrate.com)

Posted by mortgage 387 days ago (Editorial)
Dear Dr. Don, I am in the fortunate position to have my mortgage as my only debt. I am religious about maxing out my Roth IRA every year, and since I am a firefighter, I also have a pension. I also am able to put extra money into savings.
Higher Limits Could Lapse by Year-End; Many Considering Larger Up Front Reverse Mortgage Payouts
It's likely a mistake to raid a 401 retirement fund and use the funds for a mortgage refinance.
Dear Dr. Don, A year or so ago, my 401(k) account was worth $265,000. Now it is worth $134,000. My mortgage balance is $289,000, while the home's value -- at least according to Zillow.com -- is now about $275,000. I have a 5/1 interest-only adjustable-rate mortgage at 5.5 percent with its first interest rate reset in August 2010. I am 62 years old.
Today Sorrento Capital, a private asset management firm, launched MortgageOutreach.org, an easy-to-understand, resource-based Web site designed to educate homeowners on their options and next steps when faced with challenges making their mortgage payments, or when they're in imminent danger of mortgage delinquency, default or foreclosure.
The streets of Bartow were buzzing on Tuesday with rumors over the future of the Colonial BancGroup organization that had nervous depositors wondering how to protect their money.
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Mortgage How to Get is an informational resource about mortgage news and information.